Empowering Your Health, Enhancing Your Life: Coverage You Can Count On.
Health Insurance protects you, your family, or your employees from unexpected medical expenses. It can help offset the financial burden of medical treatment, hospital stays, prescriptions and other healthcare services.
Understanding Insurance Networks
What are the main differences between these types of provider networks?
| PPO | EPO | HMO | |
|---|---|---|---|
| PCP Required | No | No | Yes |
| Out-of-Network Coverage | Yes, at a higher cost | For medical emergencies only | For medical emergencies only |
| Referrals Needed | No | No | Often, not always |
